CRA Public File

Public Comments

No public comments concerning Bank of Monticello’s Community Reinvestment Act (CRA) performance have been received during the current year or either of the prior two calendar years.

CRA Performance Evaluation

View the Bank’s most recent CRA Performance Evaluation

Branch Offices

Bank of Monticello operates one full-service location at 141 E. Greene Street, Monticello, Georgia 31064.

The Bank’s only ATM is located at this address. No branches have been opened or closed.

Hours of Operation

Branch Hours of Operation
Days	Hours
Monday, Tuesday, Thursday, Friday	8:30am–5:00pm (Drive-Thru); 9:00am–5:00pm (Lobby)
Wednesday & Saturday	8:30am–12:00pm (Drive-Thru); 9:00am–12:00pm (Lobby)

Products and Services

Information regarding loan products, including interest rates, annual percentage rates, and applicable fees, is available upon request.

Consumer Loan Products	Business Loan Products
Residential Mortgage Loans Residential Construction Loans Home Equity Lines of Credit Home Improvement Loans Automobile Loans Installment, Term, and Balloon Loans Personal Lines of Credit Personal Loans Debt Consolidation Loans	Commercial Loans Construction and Development Loans Real Estate Loans Working Capital Loans Lines of Credit Letters of Credit

Deposit Products and Fees

Information regarding account features, terms, conditions, and applicable fees is available at the links below or upon request.

Schedule of Fees

Assessment Area

Jasper County, Georgia is designated as the Bank’s CRA Assessment Area and is part of the Atlanta–Sandy Springs–Roswell, GA Metropolitan Statistical Area.

Assessment Area Listing, Maps, and Geographies

Home Mortgage Disclosure Act (HMDA)

HMDA data regarding residential mortgage lending are available at the Consumer Financial Protection Bureau HMDA website .

Legal Entity Identifier

549300TAFYLARKCKJ639

Public Notice

Community Reinvestment Act Public Notice